So as a business owner your introduced to the idea that you can be sued. You
can protect yourself and your business.With theses protections you also help your clients understand the relationship. Its like a marriage some one has to take out the trash this just puts it in writing.
WORKMAN’S COMP WAIVER
Most window cleaning companies are operated by just 1 or 2 partners everyone
having a 50/50 share in the business. Your requirement to have workman’s comp is not required in most states if your the owner of the business. If your the only one that works for your company- if you wear all the hats A simple letter on company letter head is enough to cover your liability.Workman’s comp requirements differ stat to state.Check with your states workman’s comp requirements and always speak to your attorney for clear understanding of the laws and regulations .
Samle letter of workman’s comp waiver Workman’s comp waiver
Most customer have never heard of fabricating debris As a window
cleaner hopefully you don’t find out when the glass has been scratched, and you have received a letter from an attorney saving your responsible for 29 windows about @ $15,000 .00 yeah fifteen thousand dollars, and you think insurance will cover it? Only if you have “Extended Broad Form Property Damage Liability Coverage” . This endorsement will give you back coverage for care, custody, and control. In other words, you can be covered for the exact thing you are working on. But still a no starter the cause of scratched glass is not the window cleaner and you need to know this. Get educated on fabricated debris educate your customers. I will do a post or a series of posts on fabricating debris. But to protect your self get a waver signed , its just that simple.
Fabricated debris waver form thank you IWCA
WRITTEN FALL SAFETY PLAN
The last one is not really a wavier but really a statement of fact, ” A to Z window cleaning knows how we are going to clean this building, here is how and if something go wrong this is what we will do”
A fall safety plan is necessary on every job you do that is above three stories. It’s a simple plan to write it makes sense and it could save your life. Knowing the risks and how to prevent false is half the battle. Communicating to your team where the fall risks are and how to avoid them is critical to having a productive and safe work environment. Having a fall safety plan is just one small part of your safety of your company safety policy.
These are just examples of fall safety plans, This is good work to under take during the winter or slow months. Its your home work, fall safety is not a competitive secret, share your expertise. Lets be safe and covered from the unexpected.
Always seek legal advice were applicable.